Investing and planning for retirement is one of the hardest things that most of us will ever do in our life. Most investors and families around the world have no idea of what to do because of all the options that are available. There are a few questions that typically come up and they are as follows: · Should I invest in an registered or a non-registered account? · Should I invest in individual... 

So, you have been working in this really well paid job and you are thinking about retirement already, but you would need an income as well after you retire, but the retirement fund is nowhere near big enough. What can you do about that? To retire wealthy and healthy you need to think about investing your money in something profitable. Everywhere you look people are saying that this is they way you... 

How well have the markets done in the last 12 months? No matter how you look at it the performance of investment securities has been extraordinary . There are some of the more exotic fund types which were up well over 100% in the 12 months but at the same time there were plenty of widely followed groups that did close to 75%. The S&P 500 funds were up 49% for the year and 5.4% for the quarter... 

Is there a real difference between saving money and investing money? Think about this way, is there anything you could do by saving that you couldn’t do by investing? Can you buy a new car by investing? Sure you can. But if you are using longer term investing disciplines and products to save for a new car you could find yourself in the unfortunate position of seeing some of your investments... 

A Traditional IRA is a type of Individual Retirement Account that has some tax advantages. It is a place to house investments to be used when you retire. The account can hold a variety of investments including stocks and bonds, mutual funds, CD’s and more. There are not any income restrictions for a traditional IRA, anyone can open and account as long as you are under the age of 70 and one half.... 

When you contribute to your 401k, you are assuming your employer is actually forwarding the money you’ve invested to your mutual fund company. How do you really know your money is being invested as you’ve directed? The Department of Labor has already identified scores of companies who have misappropriated money intended for their employee’s retirement funds. Given today’s financial... 

Now is a pretty good time to review your portfolio. With many asset classes up big in 12 months, you may find that you have a higher percentage in some area and a lower weighting than you might have thought somewhere else. Not a bad thing. But what you do about it now may lead to a better feeling about your investments 12 months from now. The old adage was “let your profits run.” And it was... 

In all the new stories about the Bernie Madoff fiasco one struck me in particular. In case you haven’t heard about it, Bernie Madoff bilked investors out of $64.8 billion, yes that’s billion with a ‘B.’ The money is gone and no one can figure out where it went. He plead guilty and will now spend the rest of his life in prison. This means there was no jury trial hence no discovery... 

We have spent some time looking at investment options for IRA’s in addition to suggesting some further research into 401k choices. That is to say that since your employer may make available only limited assistance on what to do with the 401k, you might be on your own for structuring that pool of money and in most cases the investment objectives there should be exactly the same as for an IRA. Aside... 

Remember the age long adage “early to bed early to rise”, no matter the task one sets for himself, the earlier one starts it the better, the same goes with retirement. If you start early to plan for your retirement, you will definitely retire early. The earlier one retires the better, retirement does not mean tiredness, it should be a time to relax and take live as it comes. Depending...