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Hey…Baseball season is here!!!

Hey...Baseball season is here!!!
Ahhh…YES!!! Old man winter has gone away and Spring is just around the corner. You know what that means….baseball season is back!!! The big boys in the Major Leagues have already headed south for Spring Training, but more importantly, Little League will be starting soon. I mean, isn’t that what baseball is really about??? Afterall, baseball is a game. Shouldn’t baseball be... 

Tips to Find the Best Organization to Help You With Your Needs

 Tips to Find the Best Organization to Help You With Your Needs
Many people are looking for the best ways to consolidate their debt this year. As a result of the continued poor economy, many people are searching for ways that they can stop getting into any additional debt. You can take many steps to look for the best service. Here are a few tips I have learned about this industry. 1. All companies are involved in consolidation services for profit. Many companies... 

Here Are 45 Ways You Can Get Fired, Do Not Do One of Them!

Here Are 45 Ways You Can Get Fired, Do Not Do One of Them!
You may be fortunate to have a job toady and you do not want to lose it. Recently I interviewed several managers and asked them what can cause employees to get fired. I have compiled a list of 45 ways you can get fired. DO NOT DO ONE OF THESE! 1. Use obscene and abusive language 2. Leave your workstation without permission 3. Read a newspaper or magazine on company time 4. Loaf on company time 5. Maintain... 

Answer Any Job Interview Question

Answer Any Job Interview Question
Your cover letter was convincing, your resume was perfect, and your job application was incredible. You managed to make it to the next step in the job process, the interview! Are you prepared for what the interview will bring? Did you practice your lines? Did you study different types of interview questions and practice answering them? If you didn’t do any of these things don’t give up... 

Free tax service – a reality?!?

Free tax service - a reality?!?
The beginning of the year is usually a good occasion for festivities. However, it also brings along the season of the biggest headaches in our lives – the tax season. For many math and accounting professionals it might mean some extra income, but for most of the people the first three months of the new year spell a constant worry about when and how to do their taxes. And regardless of whether someone... 

Debt Management: Part III

You probably hear about some of your friends making extra principal payments on their homes and wonder what’s going on. Certainly the most obvious reason is to get out of debt sooner. But is that all there is to it? It might not be the best deal financially to make extra payments on a loan whose interest is tax deductible and leave a balance on your credit card, as an example. Further, if you... 

Seven Ways to Save on Grocery Bills

Seven Ways to Save on Grocery Bills
1. Make a list, keeping in mind what is seasonal, what is on sale, and the requirements of your family. Allow for snacks and visitors when you write your list. It helps to have an idea of the price of the things you buy regularly. If you know how much your list will cost you, it is easier to budget. When shopping, only buy what is on your list. 2. Check advertising material for sales. Compare the... 

Budgeting 101

Budgeting 101
It is universally known that women like to shop. I am a woman and I am not an exception. In our little family, I am the “stingy” one. But even that doesn’t stop me from venturing on shopping sprees every once in a while. I find an inexplicable solace in spending money, even when I know that money is low (actually, sometimes that’s when I am even more prone to go and charge my credit cards... 

How to Improve Your College Admissions Essay

How to Improve Your College Admissions Essay
The college admissions essay can be quite a daunting and intimidating task for many aspiring college students. However, the college admissions essay does not have to be so bad. In all actuality though, it seems many colleges do favor an application essay which knocks them off their feet, but in that case, a book on writing essays may help with that task along with a LOT of practice. On the other hand,... 

Buying a house…why do I need a down payment???

Buying a house...why do I need a down payment???
Even though the real estate market has drastically changed in the last few years, buying a house is still one of the best investments consumers can make. This is an excellent time to buy a home because it is a buyers market like the USA has not seen in decades. Homes are priced well below market values and interest rates are extremely low. New home sales and sales of existing homes have dramatically... 
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